Well-understood user
- #21
Well-identified representative
- #twenty two
Well-known associate
- #23
I usually do not recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a www.availableloan.net/installment-loans-wv/carolina new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all you dudes that need purchasing a property otherwise money things.. pray to goodness you really have good credit. I think specific dudes you to accept that handmade cards worst you need observe the picture as a whole. Even though *you* in person was able to spend cash getting what you doesnt indicate it will work for anyone. Even with everything i published over We Also (at one time) reduced cash to own what you. I will not go into the factors right here nonetheless it resolved nicely to some extent. One downside to which was I will Never ever apply for a charge card.. could never ever get a loan. Ignore to acquire property except if We robbed a bank.
To summarize for the past a decade I have to has energized throughout the 100K value of stuff. Ive racked right up loads of award things ect ect. Periodically I pay bucks for content but one to setting I’m interested in a discount. I understand there is dudes to the right here having checked out an excellent used-car therefore the people wishes 3K because of it while initiate the fresh dealings and force comes to shove in addition to wad of cash happens! Gotta like it!
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