Into the Guatemala this new housing industry confronts a couple vital challenges, a leading deficit and you will poor quality of established property. Considering data from the Guatemalan Vice Ministry out-of Housing, the total property shortage is 1.2 mil gadgets, and of these types of significantly more you to definitely 700,000 make up the fresh new qualitative deficit. As much as 20% away from properties use up all your a minumum of one very first qualities and you can 25% out of homes have problems with overcrowding. Divided because of the income, 591,167 households are expected into worst while the significant bad house as well as 420,000 domiciles to possess reduced-reasonable income families (Velasco and you can Unicamente, 2008).
Based on Community Lender estimates these types of creditors coverage throughout the one 5th of your demand for renovations and you may very first services supply (Velasco and you can Unicamente, 2007)
Too little accessibility monetary properties generally and housing money especially aggravate the new coverage dilemmas of bad. 74% regarding Guatemalans are unbanked (eight.one million residential property) and you can 55% of those have never complete a bank transaction (WRI, 2006). Continue reading »
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